/* USA Med Advantage — editorial Americana: navy, heritage red, cream. */
:root {
  --navy: #0E2A47;
  --navy-2: #163A5F;
  --navy-deep: #081A2E;
  --red: #C8102E;
  --red-2: #A50D26;
  --cream: #FBF7F0;
  --cream-2: #F3ECDF;
  --sand: #E7DCC8;
  --gold: #B88A2E;
  --text: #1F2A37;
  --muted: #5C6675;
  --line: #E4DCCD;
  --white: #fff;
  --serif: 'Fraunces', Georgia, serif;
  --sans: 'Manrope', system-ui, sans-serif;
  --shadow: 0 28px 60px -30px rgba(8, 26, 46, .45), 0 6px 18px -10px rgba(8, 26, 46, .2);
}
*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { margin: 0; font: 400 17px/1.7 var(--sans); color: var(--text); background: var(--white); overflow-x: hidden; }
img { max-width: 100%; height: auto; display: block; }
[hidden] { display: none !important; }
a { color: var(--red); }
h1, h2, h3, h4 { font-family: var(--serif); color: var(--navy); line-height: 1.12; margin: 0 0 .5em; font-weight: 600; letter-spacing: -.01em; }
p { margin: 0 0 1em; }
.wrap { width: min(1200px, 100% - 32px); margin-inline: auto; }
.narrow { width: min(820px, 100% - 32px); }
.center { text-align: center; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 8px; top: 8px; background: #fff; padding: 8px 12px; z-index: 99; }
.kicker { display: inline-block; font: 800 .74rem/1 var(--sans); letter-spacing: .16em; text-transform: uppercase; color: var(--red); margin-bottom: 16px; }
.kicker.light { color: #F4C7CE; }

/* Buttons */
.btn { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; font: 700 1rem/1.2 var(--sans); border-radius: 6px; padding: 14px 24px; transition: transform .2s, box-shadow .2s, background .2s; border: 0; cursor: pointer; }
.btn:hover { transform: translateY(-2px); }
.btn-call { background: var(--red); color: #fff; padding: 11px 24px 11px 14px; box-shadow: 0 14px 26px -14px rgba(200, 16, 46, .9); }
.btn-call:hover { background: var(--red-2); }
.btn-call svg { width: 40px; height: 40px; padding: 10px; border-radius: 50%; background: rgba(255, 255, 255, .16); fill: #fff; flex: none; animation: wiggle 3s ease-in-out infinite; }
@keyframes wiggle { 0%, 88%, 100% { transform: rotate(0); } 91% { transform: rotate(-14deg); } 94% { transform: rotate(14deg); } 97% { transform: rotate(-8deg); } }
.btn-call span { display: flex; flex-direction: column; font-size: 1.12rem; letter-spacing: .01em; }
.btn-call small { font-weight: 600; font-size: .7rem; opacity: .9; letter-spacing: .02em; }
.btn-call-light { background: #fff; color: var(--navy); }
.btn-call-light:hover { background: var(--cream); }
.btn-call-light svg { background: var(--red); }
.btn-lg span { font-size: 1.3rem; }
.btn-outline { border: 2px solid var(--navy); color: var(--navy); background: transparent; }
.btn-outline:hover { background: var(--navy); color: #fff; }

/* Utility bar + header */
.util { background: var(--navy-deep); color: #B8C4D4; font-size: .78rem; }
.util-inner { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 8px 0; }
.util-r { display: flex; gap: 18px; align-items: center; white-space: nowrap; }
.util em { font-style: normal; color: #fff; background: var(--red); padding: 3px 10px; border-radius: 3px; font-weight: 700; }
.util a { color: #fff; font-weight: 700; text-decoration: none; }
.hdr { position: sticky; top: 0; z-index: 50; background: rgba(251, 247, 240, .94); backdrop-filter: blur(12px); }
.hdr-inner { display: flex; align-items: center; gap: 20px; padding: 12px 0; }
.stripe { height: 5px; background: repeating-linear-gradient(90deg, var(--red) 0 60px, #fff 60px 66px, var(--navy) 66px 126px, #fff 126px 132px); }
.brand { display: flex; align-items: center; gap: 10px; text-decoration: none; flex: none; }
.mark { width: 44px; height: 44px; }
.wordmark { display: flex; flex-direction: column; line-height: 1; }
.wordmark b { font: 700 1.3rem/1 var(--serif); color: var(--navy); letter-spacing: -.01em; }
.wordmark i { font: 800 .7rem/1.3 var(--sans); letter-spacing: .32em; text-transform: uppercase; color: var(--red); font-style: normal; }
.brand-light .wordmark b { color: #fff; }
.nav { display: flex; gap: 2px; margin-left: auto; }
.nav a { color: var(--navy); text-decoration: none; font-weight: 600; font-size: .88rem; padding: 8px 10px; position: relative; white-space: nowrap; }
.nav a::after { content: ''; position: absolute; left: 11px; right: 11px; bottom: 2px; height: 2px; background: var(--red); transform: scaleX(0); transition: transform .25s; }
.nav a:hover::after, .nav a[aria-current]::after { transform: scaleX(1); }
.hdr-call { padding: 7px 18px 7px 8px; }
.hdr-call svg { width: 34px; height: 34px; padding: 8px; }
.hdr-call span { font-size: 1rem; }
.burger { display: none; margin-left: auto; width: 44px; height: 44px; background: none; border: 0; padding: 10px; cursor: pointer; }
.burger span { display: block; height: 2px; margin: 5px 0; background: var(--navy); }

/* Hero */
.hero { position: relative; color: #E3E9F2; padding: 72px 0 84px; background: linear-gradient(100deg, rgba(8, 26, 46, .97) 0%, rgba(14, 42, 71, .9) 42%, rgba(14, 42, 71, .55) 100%), var(--hero) center/cover no-repeat; overflow: hidden; }
.hero::after { content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 6px; background: linear-gradient(90deg, var(--red) 33%, #fff 33% 66%, var(--navy-2) 66%); }
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: center; }
.hero h1 { color: #fff; font-size: clamp(2.3rem, 4.8vw, 3.9rem); font-weight: 600; }
.hero h1 em { font-style: italic; color: #F4C7CE; }
.hero .lead { font-size: 1.15rem; color: #C9D3E1; max-width: 580px; }
.hero-points { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; margin: 28px 0 32px; border-top: 1px solid rgba(255, 255, 255, .2); border-bottom: 1px solid rgba(255, 255, 255, .2); }
.hero-points div { padding: 16px 14px 16px 0; display: flex; flex-direction: column; }
.hero-points div + div { padding-left: 16px; border-left: 1px solid rgba(255, 255, 255, .2); }
.hero-points b { font: 600 1.25rem var(--serif); color: #fff; }
.hero-points span { font-size: .85rem; color: #AEBBCD; }

/* Quote card */
.qcard { background: var(--cream); border-radius: 10px; box-shadow: 0 40px 80px -30px rgba(0, 0, 0, .7); overflow: hidden; color: var(--text); scroll-margin-top: 110px; }
.qtop { background: var(--navy); padding: 22px 26px 20px; position: relative; }
.qtop::after { content: ''; position: absolute; left: 0; right: 0; bottom: 0; height: 4px; background: var(--red); }
.qkicker { font: 700 .7rem/1 var(--sans); letter-spacing: .12em; text-transform: uppercase; color: #F4C7CE; }
.qtop h2 { color: #fff; font-size: 1.5rem; margin: 10px 0 0; }
.qbody { padding: 20px 26px 22px; }
.progress { height: 4px; background: var(--sand); margin-bottom: 18px; border-radius: 2px; overflow: hidden; }
.progress span { display: block; height: 100%; width: 0; background: var(--red); transition: width .4s; }
.hidden-fields-container { display: none; }
#hfield { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; opacity: 0; }
.row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.field { display: flex; flex-direction: column; gap: 5px; font: 700 .78rem/1.2 var(--sans); letter-spacing: .04em; text-transform: uppercase; color: var(--navy); margin-bottom: 14px; }
.field input { height: 50px; width: 100%; border: 1.5px solid var(--sand); border-radius: 6px; background: #fff; padding: 0 14px; font: 500 1.02rem var(--sans); color: var(--text); text-transform: none; letter-spacing: 0; transition: border-color .2s, box-shadow .2s; }
.field input:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(14, 42, 71, .14); }
.field.invalid input { border-color: var(--red); background: #FFF5F6; }
.medicaid { display: flex; align-items: center; flex-wrap: wrap; gap: 6px 18px; padding: 12px 14px; border: 1.5px dashed var(--sand); border-radius: 6px; margin-bottom: 12px; font-size: .92rem; background: #fff; }
.medicaid-q { font-weight: 700; color: var(--navy); margin-right: auto; }
.medicaid label { display: inline-flex; gap: 6px; align-items: center; cursor: pointer; font-weight: 600; }
.medicaid input { width: 18px; height: 18px; accent-color: var(--red); }
.tcpa-box { max-height: 120px; overflow-y: auto; background: #fff; border: 1px solid var(--line); border-radius: 6px; padding: 10px 12px; font-size: .68rem; line-height: 1.5; color: var(--muted); margin-bottom: 12px; }
.tcpa-box label { display: flex; gap: 10px; align-items: flex-start; cursor: pointer; }
.tcpa-box input { flex: none; width: 18px; height: 18px; margin-top: 2px; accent-color: var(--red); }
.tcpa-box.invalid { border-color: var(--red); box-shadow: 0 0 0 3px rgba(200, 16, 46, .14); }
#submitBtn { width: 100%; height: 56px; border: 0; border-radius: 6px; background: var(--red); color: #fff; font: 800 1.05rem var(--sans); letter-spacing: .04em; text-transform: uppercase; cursor: pointer; box-shadow: 0 14px 26px -14px rgba(200, 16, 46, .9); transition: background .2s, transform .2s; -webkit-appearance: none; appearance: none; }
#submitBtn:hover { background: var(--red-2); transform: translateY(-1px); }
#submitBtn:disabled { opacity: .7; cursor: progress; }
.form-msg { margin-top: 10px; font-size: .88rem; }
.form-msg:empty { display: none; }
.form-msg.err { color: var(--red-2); background: #FFF0F2; padding: 10px 12px; border-radius: 6px; }
.qcall { margin: 14px 0 0; text-align: center; font-size: .88rem; color: var(--muted); }
.qcall a { font: 700 1.05rem var(--sans); color: var(--navy); text-decoration: none; }
.qcall span { font-size: .75rem; }

/* Promise strip */
.promise { background: var(--cream); border-bottom: 1px solid var(--line); }
.promise-inner { display: grid; grid-template-columns: repeat(4, 1fr); }
.promise-inner > div { display: flex; gap: 14px; align-items: center; padding: 24px 18px; }
.promise-inner > div + div { border-left: 1px solid var(--line); }
.promise span { font: 600 2rem/1 var(--serif); color: var(--red); }
.promise p { margin: 0; font-size: .92rem; color: var(--muted); }
.promise b { color: var(--navy); }

/* Sections */
.sec { padding: 96px 0; }
.sec-tight { padding: 56px 0 80px; }
.sec-cream { background: var(--cream); }
.sec-head { text-align: center; max-width: 720px; margin: 0 auto 48px; }
.sec-head h2, .glance-copy h2, .split h2 { font-size: clamp(2rem, 3.6vw, 2.8rem); }
.sec-head p { color: var(--muted); font-size: 1.05rem; }

/* At a glance */
.glance { display: grid; grid-template-columns: .8fr 1.2fr; gap: 64px; align-items: center; }
.glance-img { margin: 0; position: relative; }
.glance-img img { border-radius: 4px; box-shadow: var(--shadow); width: 100%; }
.glance-img::before { content: ''; position: absolute; inset: 22px -22px -22px 22px; border: 2px solid var(--red); border-radius: 4px; z-index: -1; }
.glance-img figcaption { position: absolute; left: -18px; bottom: 34px; background: var(--navy); color: #fff; padding: 14px 18px; font-size: .9rem; max-width: 230px; box-shadow: var(--shadow); }
.glance-img figcaption b { font-family: var(--serif); color: #F4C7CE; font-size: 1.2rem; }
.numbered { list-style: none; counter-reset: n; padding: 0; margin: 0; }
.numbered li { counter-increment: n; position: relative; padding: 16px 0 16px 64px; border-bottom: 1px solid var(--line); color: var(--muted); }
.numbered li::before { content: counter(n, decimal-leading-zero); position: absolute; left: 0; top: 12px; font: 600 1.9rem/1 var(--serif); color: var(--red); }
.numbered b { color: var(--navy); }

/* Tabs */
.tablist { display: flex; justify-content: center; gap: 0; margin-bottom: 26px; border-bottom: 2px solid var(--line); flex-wrap: wrap; }
.tablist button { background: none; border: 0; padding: 14px 28px; font: 600 1.35rem var(--serif); color: #8A93A1; cursor: pointer; position: relative; }
.tablist button[aria-selected="true"] { color: var(--navy); }
.tablist button[aria-selected="true"]::after { content: ''; position: absolute; left: 12px; right: 12px; bottom: -2px; height: 4px; background: var(--red); }
.tp { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: center; background: #fff; padding: 40px; border-radius: 6px; box-shadow: var(--shadow); animation: fade .4s ease; }
@keyframes fade { from { opacity: 0; transform: translateY(10px); } }
.tp h3 { font-size: 1.8rem; }
.tp p { color: var(--muted); }
.tp ul { padding-left: 1.1em; margin: 0 0 1em; }
.tp li { margin-bottom: 6px; }
.tp li::marker { color: var(--red); }
.tp img { border-radius: 4px; width: 100%; }

/* Icons grid */
.icons { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); margin-bottom: 36px; }
.icons > div { padding: 30px 24px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); display: flex; flex-direction: column; gap: 4px; transition: background .25s; }
.icons > div:hover { background: var(--cream); }
.icons i { font-style: normal; font-size: 2rem; margin-bottom: 8px; }
.icons b { font: 600 1.15rem var(--serif); color: var(--navy); }
.icons span { font-size: .9rem; color: var(--muted); }

/* Pull quote */
.pull { background: var(--navy); color: #fff; padding: 84px 0; position: relative; overflow: hidden; }
.pull::before { content: '“'; position: absolute; left: 4%; top: -60px; font: 600 22rem/1 var(--serif); color: rgba(255, 255, 255, .05); }
.pull-inner { max-width: 900px; text-align: center; position: relative; }
.pull blockquote { margin: 0 0 18px; font: 500 clamp(1.5rem, 3vw, 2.3rem)/1.35 var(--serif); }
.pull em { color: #F4C7CE; }
.pull p { color: #AEBBCD; font-weight: 600; margin: 0; }

/* Calendar */
.cal { display: grid; grid-template-columns: repeat(12, 1fr); gap: 6px; margin-bottom: 28px; }
.mo { aspect-ratio: 1 / 1.15; border-radius: 4px; background: var(--cream); display: grid; place-items: center; position: relative; border: 2px solid transparent; }
.mo b { font: 600 1rem var(--serif); color: var(--muted); }
.mo.w-aep { background: var(--red); }
.mo.w-maoep { background: var(--navy); }
.mo.w-aep b, .mo.w-maoep b { color: #fff; }
.mo.now { border-color: var(--gold); box-shadow: 0 0 0 3px rgba(184, 138, 46, .3); }
.mo.now::after { content: 'Today'; position: absolute; bottom: -24px; font: 700 .7rem var(--sans); color: var(--gold); text-transform: uppercase; letter-spacing: .1em; }
.cal-key { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; margin: 40px 0 36px; }
.cal-key > div { display: flex; gap: 14px; align-items: flex-start; }
.cal-key p { margin: 4px 0 0; font-size: .92rem; color: var(--muted); }
.cal-key b { color: var(--navy); }
.sw { flex: none; width: 22px; height: 22px; border-radius: 3px; margin-top: 3px; }
.sw-aep { background: var(--red); }
.sw-maoep { background: var(--navy); }
.sw-any { background: repeating-linear-gradient(45deg, var(--cream-2) 0 4px, var(--sand) 4px 8px); }

/* Split / checklist */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; }
.check-num { list-style: none; counter-reset: c; padding: 0; margin: 0 0 30px; }
.check-num li { counter-increment: c; position: relative; padding: 12px 0 12px 52px; border-bottom: 1px dashed var(--sand); }
.check-num li::before { content: counter(c); position: absolute; left: 0; top: 9px; width: 34px; height: 34px; border-radius: 50%; background: var(--navy); color: #fff; font: 700 .95rem/34px var(--sans); text-align: center; }
.stack { position: relative; margin: 0; padding-bottom: 60px; }
.stack img { border-radius: 4px; box-shadow: var(--shadow); }
.stack .stack-sm { position: absolute; right: -10px; bottom: 0; width: 46%; border: 8px solid #fff; }

/* FAQ */
.faq { display: grid; grid-template-columns: 1fr 1fr; gap: 0 40px; max-width: 1080px; margin: 0 auto; }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { list-style: none; cursor: pointer; padding: 22px 40px 22px 0; font: 600 1.15rem var(--serif); color: var(--navy); position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; position: absolute; right: 4px; top: 18px; font: 400 1.6rem var(--sans); color: var(--red); transition: transform .3s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { color: var(--muted); padding-bottom: 18px; margin: 0; }

/* Band */
.band { background: var(--red) repeating-linear-gradient(135deg, transparent 0 28px, rgba(255, 255, 255, .05) 28px 56px); color: #fff; padding: 64px 0; }
.band-inner { display: flex; align-items: center; justify-content: space-between; gap: 36px; }
.band h2 { color: #fff; font-size: clamp(1.7rem, 3vw, 2.4rem); }
.band p { margin: 0; color: #FBDDE2; max-width: 640px; }

/* Editorial inner pages */
.ed-head { background: var(--cream); padding: 56px 0 120px; border-bottom: 1px solid var(--line); }
.ed-head-sm { padding: 48px 0 40px; }
.crumbs { font-size: .82rem; color: var(--muted); margin-bottom: 22px; }
.crumbs a { color: var(--navy); text-decoration: none; font-weight: 600; }
.ed-head h1 { font-size: clamp(2.2rem, 4.6vw, 3.6rem); max-width: 900px; font-weight: 600; }
.dek { font: 400 1.25rem/1.55 var(--serif); color: var(--muted); max-width: 800px; }
.byline { display: flex; flex-wrap: wrap; gap: 8px 24px; font-size: .8rem; font-weight: 700; color: var(--navy); text-transform: uppercase; letter-spacing: .06em; margin-top: 18px; }
.byline span::before { content: '★ '; color: var(--red); }
.ed-figure { margin-top: -84px; margin-bottom: 0; }
.ed-figure img { width: 100%; border-radius: 4px; box-shadow: var(--shadow); aspect-ratio: 1240/520; object-fit: cover; }
.ed-figure figcaption { font-size: .82rem; color: var(--muted); margin-top: 10px; font-style: italic; }
.ed-grid { display: grid; grid-template-columns: minmax(0, 1fr) 380px; gap: 64px; align-items: start; }
.ed-body { font-size: 1.06rem; }
.ed-body h2 { font-size: 1.85rem; margin-top: 1.7em; }
.ed-body h3 { font-size: 1.25rem; }
.ed-body ul, .ed-body ol { padding-left: 1.3em; margin: 0 0 1.2em; }
.ed-body li { margin-bottom: .5em; }
.ed-body li::marker { color: var(--red); font-weight: 700; }
.drop::first-letter { float: left; font: 600 4.4rem/.85 var(--serif); color: var(--red); margin: 8px 12px 0 0; }
.rail { position: sticky; top: 110px; }
.qcard-rail { box-shadow: var(--shadow); }
.qcard-rail .qtop h2 { font-size: 1.3rem; }
.note { background: var(--cream); border-left: 5px solid var(--navy); padding: 18px 22px; margin: 24px 0; }
.note b { font: 600 1.1rem var(--serif); color: var(--navy); }
.note p { margin: 6px 0 0; color: var(--muted); }
.note.red { border-color: var(--red); background: #FFF5F6; }
.tbl { overflow-x: auto; margin: 18px 0 24px; border: 1px solid var(--line); }
.tbl table { width: 100%; border-collapse: collapse; font-size: .95rem; min-width: 520px; }
.tbl th { background: var(--navy); color: #fff; text-align: left; padding: 13px 16px; font: 700 .85rem var(--sans); letter-spacing: .04em; }
.tbl td { padding: 13px 16px; border-top: 1px solid var(--line); vertical-align: top; }
.tbl td:first-child { font-weight: 700; color: var(--navy); }
.tbl tr:nth-child(even) td { background: var(--cream); }
.inl { margin: 32px 0; }
.inl img { width: 100%; border-radius: 4px; }
.inl figcaption { font-size: .85rem; color: var(--muted); font-style: italic; margin-top: 10px; }
.cards3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; margin: 20px 0 28px; }
.c3 { border-top: 4px solid var(--red); background: var(--cream); padding: 20px; }
.c3 span { font: 800 .74rem var(--sans); letter-spacing: .14em; color: var(--red); }
.c3 h3 { margin: 6px 0 8px; }
.c3 p { font-size: .93rem; color: var(--muted); margin: 0; }
.bens { display: grid; grid-template-columns: 1fr 1fr; gap: 0; border-top: 1px solid var(--line); margin: 20px 0 24px; }
.bens > div { padding: 20px 20px 18px 0; border-bottom: 1px solid var(--line); }
.bens > div:nth-child(even) { padding-left: 20px; border-left: 1px solid var(--line); }
.bens i { font-style: normal; font-size: 1.6rem; }
.bens h3 { margin: 6px 0; }
.bens p { margin: 0; font-size: .93rem; color: var(--muted); }
.status { display: flex; gap: 16px; background: var(--navy); color: #C9D3E1; padding: 20px 22px; border-radius: 4px; margin-bottom: 26px; }
.status b { font: 600 1.15rem var(--serif); color: #fff; }
.status p { margin: 4px 0 0; font-size: .93rem; }
.dot { flex: none; width: 12px; height: 12px; border-radius: 50%; background: var(--red); margin-top: 8px; animation: blink 1.6s infinite; }
@keyframes blink { 50% { box-shadow: 0 0 0 10px rgba(200, 16, 46, 0); } 0% { box-shadow: 0 0 0 0 rgba(200, 16, 46, .7); } }
.contact-row { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 14px; margin-bottom: 30px; }
.contact-row > * { display: flex; flex-direction: column; background: var(--cream); padding: 22px; text-decoration: none; color: var(--text); border-top: 4px solid var(--navy); transition: border-color .2s; }
.contact-row > a:hover { border-color: var(--red); }
.contact-row small { font-weight: 800; text-transform: uppercase; letter-spacing: .12em; font-size: .7rem; color: var(--red); }
.contact-row b { font: 600 1.3rem var(--serif); color: var(--navy); word-break: break-word; }
.contact-row span { font-size: .85rem; color: var(--muted); }
.fine { font-size: .82rem; color: var(--muted); }
.legal h2 { font-size: 1.4rem; }

/* Thank you */
.ty { padding: 100px 0; background: linear-gradient(rgba(8, 26, 46, .88), rgba(8, 26, 46, .88)), var(--hero) center/cover; min-height: 72vh; display: grid; place-items: center; }
.ty-card { background: var(--cream); max-width: 640px; margin: 0 auto; padding: 48px 38px; text-align: center; border-top: 6px solid var(--red); box-shadow: var(--shadow); }
.ty-seal { width: 76px; height: 76px; margin: 0 auto 16px; border-radius: 50%; background: var(--navy); color: #fff; display: grid; place-items: center; font-size: 2rem; outline: 3px solid var(--red); outline-offset: 4px; animation: pop .6s cubic-bezier(.2, 1.4, .4, 1) both; }
@keyframes pop { from { transform: scale(.4); opacity: 0; } }
.ty h1 { font-size: clamp(1.7rem, 3vw, 2.3rem); }
.ty p { color: var(--muted); }
.ty-hrs { font-size: .85rem; margin-top: 14px; }

/* Footer */
.ftr { background: var(--navy-deep); color: #9FAEC2; padding: 64px 0 110px; font-size: .9rem; }
.ftr-top { display: grid; grid-template-columns: 1fr 1.6fr; gap: 48px; padding-bottom: 36px; border-bottom: 1px solid rgba(255, 255, 255, .1); }
.ftr-brand p { margin-top: 16px; max-width: 380px; }
.ftr-cols { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.ftr-cols > div { display: flex; flex-direction: column; gap: 8px; }
.ftr h4 { color: #fff; font-size: 1.05rem; margin-bottom: 8px; }
.ftr a { color: #C9D3E1; text-decoration: none; }
.ftr a:hover { color: #fff; }
.ftr-phone { font: 600 1.4rem var(--serif); color: #fff !important; }
.ftr-legal { padding: 28px 0 18px; font-size: .78rem; line-height: 1.65; color: #8494AA; }
.ftr-legal strong { color: #C9D3E1; font-weight: 600; }
.ftr-legal a { text-decoration: underline; }
.ftr-copy { margin: 0; font-size: .8rem; color: #6D7E95; }
.m-call { display: none; }

/* Reveal */
.reveal { opacity: 0; transform: translateY(22px); transition: opacity .7s ease, transform .7s ease; }
.reveal.in { opacity: 1; transform: none; }
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
  .reveal { opacity: 1; transform: none; }
}

/* Responsive */
@media (max-width: 1280px) {
  .hdr-call { display: none; }
}
@media (max-width: 1140px) {
  .nav a { font-size: .84rem; padding: 8px 7px; }
  .hdr-call small { display: none; }
}
@media (max-width: 1060px) {
  .burger { display: block; }
  .nav { display: none; position: absolute; top: 100%; left: 0; right: 0; flex-direction: column; background: var(--cream); padding: 10px 16px 18px; box-shadow: var(--shadow); }
  .nav.open { display: flex; }
  .nav a { padding: 12px 4px; font-size: 1rem; }
  .hdr-call { display: none; }
  .util-inner > span:first-child { display: none; }
  .util-inner { justify-content: center; }
  .hero-grid, .glance, .split, .ed-grid, .tp, .ftr-top { grid-template-columns: 1fr; }
  .hero { padding: 48px 0 64px; }
  .rail { position: static; }
  .promise-inner { grid-template-columns: 1fr 1fr; }
  .promise-inner > div:nth-child(3) { border-left: 0; }
  .icons { grid-template-columns: 1fr 1fr; }
  .cal-key { grid-template-columns: 1fr; }
  .glance-img { max-width: 480px; }
  .ed-figure { margin-top: -60px; }
}
@media (max-width: 640px) {
  body { font-size: 16px; }
  .util-r a { display: none; }
  .sec { padding: 64px 0; }
  .row, .hero-points, .faq, .cards3, .bens, .ftr-cols, .promise-inner { grid-template-columns: 1fr; }
  .hero-points div + div { border-left: 0; padding-left: 0; border-top: 1px solid rgba(255, 255, 255, .2); }
  .promise-inner > div + div { border-left: 0; border-top: 1px solid var(--line); }
  .bens > div:nth-child(even) { padding-left: 0; border-left: 0; }
  .cal { grid-template-columns: repeat(6, 1fr); row-gap: 30px; }
  .qtop, .qbody { padding-left: 18px; padding-right: 18px; }
  .tp { padding: 22px; }
  .tablist button { padding: 10px 14px; font-size: 1.1rem; }
  .band-inner { flex-direction: column; align-items: flex-start; }
  .hero .btn, .band .btn { width: 100%; }
  .stack .stack-sm { display: none; }
  .stack { padding-bottom: 0; }
  .glance-img figcaption { left: 10px; }
  .ed-head { padding-bottom: 90px; }
  .m-call { display: flex; flex-direction: column; align-items: center; position: fixed; left: 0; right: 0; bottom: 0; z-index: 60; background: var(--red); color: #fff; text-decoration: none; padding: 10px; font-size: .78rem; box-shadow: 0 -10px 30px -10px rgba(0, 0, 0, .4); border-top: 3px solid var(--navy); }
  .m-call b { font-size: 1.2rem; }
}